When the storm clouds come rolling in, it’s natural to worry about your crops. Even though you can’t prevent your fields from being damaged by hail, you can protect yourself from loss of income.

While it depends on the crop, your crop hail insurance policy might also offer coverage for loss by fire, lightning, vandalism and mischief. You also might be covered against loss from wind when accompanied by hail or if you have a separate endorsement. Crop hail insurance also may cover crops during transportation to the first storage location and in the first non-commercial storage space.

Several types of crop hail insurance exist. Companion, production and greensnap/wind coverages can be added as endorsements to your multi-peril crop insurance policy.  For more information about these options, consult your Smart Insurance professional.

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