Multiple peril crop insurance can help protect your crops from natural causes like drought, excessive moisture, freeze and disease.

You must purchase multi-peril crop insurance, or MPCI, policies prior to planting to cover loss of yield. Some options now protect you from loss in revenue due to low yields or changes in market price.

Unlike crop hail insurance, MPCI offers coverage for more than just one risk. Often MPCI combines coverage to protect you from crop losses due to hail, excessive rain and drought. Additional risks like insect- or bacteria-related diseases may also be covered.

If you’re wondering which policy is right for your farm, your Smart Insurance agent can help answer your questions to make the right choice.