No one likes to think about the possibility of being sued, but it’s a risk we can’t dismiss. Accidents can and do happen, so it’s important to have adequate liability coverage to protect yourself financially from the associated costs.
Home owners, automobile and boat/personal watercraft policies have a limit on how much liability coverage they provide. If you are at fault in an accident, you might not have enough liability insurance from these policies to cover the costs of negligence.
Umbrella liability insurance gives you additional liability protection that goes beyond what is included in your home owners, automobile and boat/personal watercraft policies. You can select the coverage level you feel comfortable with, and the protection will kick in when you’ve exhausted the liability coverage from your other policies. You can obtain personal liability umbrella insurance without a significant added cost. The coverage is often inexpensive, especially considering the coverage you gain from such a policy.
If you have questions, we’re happy to help. Just contact one of our experienced insurance professionals and we’ll help you select the right coverage for your needs.
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