If you look closely at your home owners insurance policy, you’ll probably see that there are coverage limits for valuable items such as jewelry, furs, firearms, money and other valuable items. Since the cost to replace such items can be far more than the coverage specified in your home owners insurance policy, it’s important to obtain valuable property insurance to help cover these valuables in the event of a loss.
Valuable property insurance will help cover the items that have limited coverage under your home owners insurance policy, such as money, valuable papers and securities, boats, trailers, business use property, silverware, firearms, jewelry, furs, watches and related items.
If you have purchased any valuable items recently or plan to in the future, it’s important to contact your insurance agent to make sure that your valuables are covered. We can help you determine if your items fall under your home owners insurance policy or if you need additional coverage.
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