If you’re a farmer or rancher, your insurance needs are different from other businesses or homeowners. At Smart Insurance, we offer a range of farm insurance products for the Abilene, Kansas area and can help you select the ones that meet your unique requirements.
Many farmers live where they farm. This type of insurance can cover farm buildings, like barns, stables, and silos, as well as your residence. The contents of your home are covered as well, including furnishings, appliances, electronics, and clothing.
Farm Personal Property Insurance
This type of policy covers farm machinery, grain, livestock, tools, and other equipment that is vital to the performance of your livelihood.
Farm and Ranch Liability Insurance
If someone is injured while on your property, like a visitor, this kind of liability insurance can protect you if they win a legal judgment against you.
Other Related Insurance
Many of our clients find these types of insurance also essential to maintain financial stability:
Equine insurance: for transportation of horses, as well as medical and mortality coverage and protection for equine industry professionals
Agriculture/crop insurance: protects your crops from weather, low market prices, and natural disasters
Workers compensation insurance: covers employees if they are hurt on the job while working at your farm
Personal and commercial umbrella insurance: extra liability coverage for your home and/or business
Business auto insurance: liability protection, as well as collision and comprehensive insurance for business vehicles used on your farm
Life insurance: provides for your loved ones in the event of your passing
We are proud of our commitment to educate our clients about the finer points of farm insurance, so you can select the coverage you need within your budget.
Feel free to reach out at 800-249-1920 or get in touch online to meet with one of our independent agents about your particular farm insurance needs. Don’t put your livelihood or your residence at risk without the proper coverage. We’re here to assist you today.