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Specialty Insurance

Farm | Crop | Restaurant | More

Smart Insurance offers specialized insurance advice to a wide range of industries. We excel in providing complete farm, crop, restaurant, nonprofit, contractors, and technology insurance solutions.

The agents at Smart Insurance understand the complexities of business insurance. Contact us today to schedule a comprehensive insurance review and find out what we can do for you.

If you’re a farmer or rancher in Kansas, your insurance needs are different from other businesses or homeowners. At Smart Insurance, we offer a range of farm insurance products for the Abilene, Kansas area and can help you select the ones that meet your unique requirements.

Many farmers live where they farm. This type of insurance can cover farm buildings, like barns, stables, and silos, as well as your residence. The contents of your home are covered as well, including furnishings, appliances, electronics, and clothing.


Between the weather and the markets, farmers today face a host of threats to their livelihoods. Fortunately, crop insurance can help protect you from the ups and downs of the agriculture business.

Whether you’re a small family farm or a larger corporate enterprise, Smart Insurance is here to help Abilene, Kansas farmers find the right crop insurance policy for their one-of-a-kind needs.

No two restaurants are exactly alike. A trendy downtown bar has very different insurance needs from a fast-food franchise, and a coffee shop has different liability concerns than a bar and grill. Smart Insurance has insurance solutions for all types of restaurants, bars, cafes, food trucks and more.

Our professional insurance agents will take the time to learn about your business and recommend a tailored insurance policy to address the needs of your unique operations. Contact us today to find out more.


If you operate a nonprofit, you need the assistance of qualified insurance agent that understands the needs of 501(c)3 organizations.

Smart Insurance works with insurance companies who offer specialized coverage to insure you, your board of directors, your volunteers and the people you serve.

The good work perpetuated by your nonprofit can be endangered by a number of risks. With the right insurance coverage, you can keep up the good fight without losing sleep over a disaster or potential lawsuit.

Whether you focus on a single trade, such as plumbing or electrical maintenance, or provide a wide menu of services, our experienced agents will take the time to learn your unique business and recommend contractors insurance solutions that fit your needs.

We focus on building long-term relationships, and as your company grows and changes, we’ll provide rate and coverage reviews to help you protect your bottom line. Contact us to find out how we can help your business succeed.


Your IT company faces different risks than companies in other industries. Smart Insurance offers policies to address the specific concerns of technology companies — whether you operate a sole proprietorship out of your basement or an IT firm in a downtown office.

As your IT business expands and the landscape of corporate technology evolves, our experienced insurance agents will review your policy with you and provide recommendations for new or updated coverage. Contact us to find out more about how we can help.